We’ve been paying monthly fee for our club membership but nowadays, we don’t use it regularly. I’ve been hoping to use the fitness equipment and steam sauna room for my spa but the hubs is always away. I don’t drive and I don’t feel comfortable going by cabs with the kids. So I end up just staying it home. My hubby will be busy until the mid-year so I guess I can only plan things after mid-year. It’s such a waste that we pay our club fees without using it. … Read entire article »