How to Apply Toner?

I have been using toner for my skin for ages now. I use it twice daily… errr almost twice daily. I had been using it with cotton squares to rub on my face. Until one day, when I and my friend shared a room when we went for a holiday and she noticed how I applied toner on my face. She said, it’s not advisable to do that. You just slather the toner on your face because if you rub it with cotton squares, chances are, the toner won’t stay on your skin. And so I have been trying to do as she suggested. Right now, I don’t see any difference though. But with me catching up on age, I try everything I learn. I am hoping my skin won’t age fast. That would be the time when I’d start looking out for best anti wrinkle cream. I am almost in my 40′s… and it’s a fact. I am getting there. And I am getting it. I just hope I’d know how to delay it.